The best handyman insurance is from Huckleberry, based on Investopedia’s research into 17 small business insurance companies. Huckleberry receives few complaints while offering substantial coverage and convenient features. We considered such factors꧋ as customer service, financial strength,😼 and coverage offerings.
Best Handyman Insurance Companies of 2025
- Best Overall: 澳洲幸运5开奖号码历史查询: Huckleberry
- Best Customer Satisfaction Record, Best Coverage Options: CNA
- Best for Vehicle Coverage: 澳洲幸运5开奖号码历史查询: Travelers
- Best for Short-Term Coverage: Thimble
Best Overall : Huckleberry
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Huckleberry
- Customer complaints: Fewer than expected for liability coverage
- Aggregate general liability coverage limit: $4 million
Huckleberry offers handymen a streamlined way to secure insurance coverage, with high 澳洲幸运5开奖号码历史查询:liability limits and few customer complaints.
Few customer complaints for commercial liability busines💮s
High coverage limits for gener♏⛄al and professional liability insurance
Convenient digital tools
Few protections for transported property
No surety bonds
No online claims
Huckleberry provides several advantages for handymen. The company receives fewer 澳洲幸运5开奖号码历史查询:customer complaints for its commercial liability b🌊usiness relative to its size.
It also of✤fers high general and professional liability coverage limits, which are essential for protecting your busine💮ss from potential lawsuits. Huckleberry offers up to $2 million in professional liability coverage, one of the highest amounts in Investopedia’s review.
澳洲幸运5开奖号码历史查询:Professional liability insurance can protect handymen againsꦏt claims from clients alleging negligence, mistakes, or misrepresentation in their work. While general liability insurance covers bodily injury or property damage, it doesn’t protect handymen against financial risk from claims of subpar work or professional errors.
Huckleberry also makes it easy to get a quote online and provides a digital 澳洲幸运5开奖号码历史查询:certificate of insurance. Customers h𓆉ave access to live online chat if they need support.
However, handymen may also need 澳洲幸运5开奖号码历史查询:surety bonds to obtain a license or permit✅ to work, and Huckleberry doesn’t offe♑r them, unlike some competitors. You also can’t file a claim online.
Because Huckleberry is a broker, partnering with insurance companies such as AmTrust, Markel, Employers Holdi♉ngs, and Chubb, your customer experience might vary depending on which company issues your𒀰 policy.
Huckleberry is owned by Paychex, which was founded in 1971 a🌸nd based in Rochꦏester, New York.
Best Customer Satisfaction Record, Best Coverage Options : CNA
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CNA
- Customer complaints: Fewer than expected for liability coverage
- Aggregate general liability coverage limit: Not disclosed
CNA receives fewer complaints than expected for its liability, 澳洲幸运5开奖号码历史查询:commercial auto, and 澳洲幸运5开奖号码历史查询:commercial property insurance coverage, which is a sign of customer satisfaction. It offers a com♎prehensive selection of policy types and surety bonds for handymen to ensure they’re fully covered.
ꦇBest customer complaint record in Investopedia’s study
Wide selection of coverage options
Surety bonds available
No digital proof of insurance
No live customer service chat
Compared to other companies of its size, CNA receives few customer complaints for its liability and commercial business, indicating that customers are satisfied with their coverage. It offers a wide range of coverage types: not only such essentials as a business owner’s policy 🎐and commercial auto insurance but also business interruption ඣinsurance and several types of inland marine policies (which can cover your tools and equipment while they’re being transported or temporarily stored at a job site).
The 澳洲幸运5开奖号码历史༒查询:National Association of Insurance Commissioners compiles complaints about insurance companies into an index that lets you compare com🔥plaint nu🐬mbers across different-sized insurance companies.
The company offers surety bonds, which enhance your credibility with clients by guaranteeing that you’ll complete projects accord🌱ing to the contract terms. However, CNA lacks options for digital proof of insurance, which can be inconvenient if clients require quick verification of your coverage.
CNA is headquartered in Chicag༒o and was founded in 1🐼897.
Best for Vehicle Coverage : Travelers
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- Customer complaints: Fewer than expected for liability coverage
- Aggregate general liability coverage limit: Not disclosed
Travelers provides a strong selection of commercial auto coverage and i🌊nland marine insurཧance to protect tools and equipment, as well as surety bonds.
Best customer complaint record fo✨r commercial auto coverage
Many covera⛦ge types, including✅ for transported property
Surety bonds available
No live customer service chat
Travelers has the best complaint record for commercial auto coverage among the companies 🐠Investopedia reviewed, indicating a history of satisfied customers. Commercial auto coverage is crucial if you rely on your vehicle for work.
The company also provides many coverage types for transported property, known as inland marine insurance. Its policies can cover contractors’ equipment and installation materials while they are in transit or in storag༺e, which is vital for handymen mov⛄ing between job sites.
澳洲幸运5开奖号码历史查询:Inland marine insurance protects business property such as equipment and machinery during land tran🃏sport, covering items used at job sites, stored in warehouses, or moved by train or truck. It’s related to ocean marine insurance, which covers transport by sea.
Travelers offers 澳洲幸运5开奖号码历史查询:surety bonds, whichღ offer clients a guarantee you’ll complete projects according to contract terms. The company has high financial strength ratings, meaning it’s likely to have the funds to pay out claims.
Travelers has some drawbacks. It doesn’t🐈 offer convenient digital features such as live customer service chat or online quotes. You have to contact an 💜agent for a quote.
Travelers was founded in 1864 𒐪and is✃ based in Hartford, Connecticut.
Best for Short-Term Coverage : Thimble
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Thimble
- Customer complaints: Fewer than expected for liability coverage
- Aggregate general liability coverage limit: $2 million
Thimble could be a good option for han🦂dymen needing flexible, short-term♑ liability coverage and who value digital convenience.
Offers short-term liability coverage
Receives few customer complaints
Offers dig😼ital proof of insurance and online 🐭claims
No commercial auto coverage
Few inland marine coverages
No surety bonds
Thimble allows you to purchase 澳洲幸运5开奖号码历史查询:liability insurance by the job, month, or year. This is beneficial for project-based work, enabling you to secure coverag♔e only when it’s needed, potentially saving you mo💙ney.
The company receives fewer complaints than expected for its liability business,ꦑ suggesting customers have a positive experience with Thimble. You can obtain a digital certificate of insurance, a convenient way to show clients you have the necessary coverage.
However, Thimble lacks commercial auto insurance and inland marine coverages that could be important for handymen (such as installation floater insurance, which covers materials and equipment a handyman is installing at a customer’s location) and 澳洲幸运5开奖号码历史查询:builder’s risk coverage, which protects the structure a haꦏndyman is working on against damage or loss during the project.
Since Thimble is a broker, the actual insurance coverage is provided by a partner company, such as Markel Insurance Company or National✅ Specialty Insurance Company, which could lead to variability in the claims experience.
Thimble was founded in 2018. It was acquired by Jersey City-based Arch Insꦕurance in 2023.
Why You Should Trust Us
Investopedia launched in 1999 and h🥃as provided unbiased and detailed reviews to help readers choose the right handyman 🦹insurance since 2020. Our research on each insurance company is aimed to help you make a smart choice for your business.
How We Choose the Best Handyman Ins🔯uran𝔍ce Companies
To 🥂find the best handyman insurance companies, we first researched industry data, market share, and customer search trends to pinpoint key features and top insurance providers. We evaluated 17 companies across 41 criteria. We conducted the research between March 3 and March 20, 2025.
Our research included financial strength ratings from AM Best, customer satisfaction ratings from J.D. Power’s 2024 Small Commercial Insurance Study, and complaint data from the National Associati🐼on o🗹f Insurance Commissioners. We also looked at coverage types offered, coverage 🍎limits,♛ and digital features.
๊We ranked each company according to the following categories and we🐠ights:
- Coverage limits: 31%
- Plan types: 31%
- Customer complaints: 20%
- Financial strength: 10%
- Digital features: 6%
- Discounts: 2%
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澳洲幸运5开奖号码历史查询:Michela Buttignol / Investopedia
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