Huckleberry stands out for its high 澳洲幸运5开奖号码历史查询:general liability coverage limits: $4 million, hi🔯gher than any other provider Investopedia reviewed. This means your food truck business has more protection if a customer gets sick from your food, slips near your truck, or if you accidentally damage someone’s property.

Huckleberry also offers a wide range of coverages beyond general liability coverage, including comprehensiv🔜e auto coverage, fo✨od spoilage coverage, and business interruption coverage. Many of these protections can be included in Huckleberry’s business owner’s policy. The company receives fewer customer complaints than expected for a company of its size, which suggests smooth service and claims.

Insurance costs can vary depending on your location, the size of your staff, and the coverage limits and deductibles you choose. That said, some Huckleberry customers running food or ice cream trucks have reported paying around $37 per month for workers’ compensation and about $42 per month for a 澳洲幸运5开奖号码历史查询:business owner’s policy.

But Huckleberry has some downsides: You can’t file claims online, which may be inconvenient, and its coverage 🌱doesn’t include an option to cover food trailers–only trucks–unlike competitors such as Food Liabili🤪ty Insurance Program and Next Insurance.

Huckleberry is owned by Paychex, which was founded in 1971 and is based in Roche𒈔ster, New York.

If you run a food trailer instead of a truck, FLIP may be worth considering. It offers a specific endorsement for food trailers. The endorsement extends general liability coverage to a food trailer when its parked a𝓀nd not attached to a vehicle–something not commonly a🥃vailable from other providers, including Huckleberry.

FLIP also handles quotes, applications, and claims online, which can save time. You can add 澳洲幸运5开奖号码历史查询:additional insureds, such as festivals, venues, or commercial kitchen own✱ers, to your policy through your on♚line account at no extra cost. FLIP receives a low number of customer complaints for its size, suggesting few issues with service.

However, it doesn’t include 澳洲幸运5开奖号码历史查询:commercial auto coverage, so you’ll need a separate policy to protect your truck or trailer while it’s being driven. It also doesn’t have protection for spoiled foo♈d, so if your ingredients or prepared food go bad due to a power outage, equipment failure, or similar issue, you won’t be reimbursed.

FLIP was founded in 2009 and is 🍷based in Pleasant Grove, Utah.

If yo💙u’re looking for a wide range of co𓃲verage options for your food truck business, Geico offers the most in Investopedia’s study, including food spoilage coverage, a food trailer endorsement, and business interruption coverage. You can bundle several types of protection all in one place.

It’s also 澳洲幸运5开奖号码历史查询:financially strong, 🗹so it should be able to cover your claims when needed. It also allows you to handle quotes, applications,🎶 and claims online.

However, Geico has a poor track record for customer complaints for its commercial liability and property insurance, and i෴t doesn’t clearly list its coverage limits online๊.

Geico has been a subsidiary of 澳洲幸运5开奖号码历史查询:Berkshire Hathaway since 1996 and is bas෴ed in Chevyꦗ Chase, Maryland.

Thimble is one of the few insurance companies Investopedia reviewed that offers short-term coverage, which can be helpful if you only need insurance for specific events or busy periods. You can buy liability coverage by the job, month, or ♔year.

You can also get quotes, apply, and file claims online, making it a convenient option for business owners. Thimble markets its business owner’s policy to food truck owners. It bundles general liability, commercial property, and business interruption coverage. You can also add 澳洲幸运5开奖号码历史查询:equipment breakdown coverage to helpꦕ pay for repairs if your stove or grill suddenly stops working, helping you get back to business faster.

However, Thimble has ꦑa poor complaint record for liability coverage, which may raise concerns about service quality. It also doesn’t include commercial auto coverage, so you’꧒ll need a separate policy to protect your food truck while it’s being driven.

Thimble was founded in 2018. It was acquired by New York-based Arch𒅌 Insurance in 2023.

Next stands out for its digital features, offering a top-rated mobile app and an entirely online process for quotes, applications, and claims. The mobile app allows you to create and share 澳洲幸运5开奖号码历史查询:certificates of insurance, add or update third parties, an💦d contro🦂l who can access your coverage details.

The company also provides a solid range of coverage types, including comprehensive commercia꧅l auto, food spoilage coverage, and coverage for food trail♚ers. 

However, Next has a poor record of💯 customer complaints and🐎 doesn’t offer short-term or event-based policies.

Next is base♓d in Palo Alto, California. It was acquired by Munich Re in March 2025.