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A credit bureau, also known in the U.S. as a credit reportin🌳g agency, is an organization that collects and researches individual credit information and sells it to creditors for a fee, so they can make decisions about extending credit or granting loans.

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The Credit Repair Organizations Act (CROA) is a piece of consumer protection legislation regulating companies offering credit repair services. These companies charge customers a fee to help them improve their 澳洲幸运5开奖号码历史查询:credit scores. They do this by disp🃏u🅺ting false and negative information in credit reports.