Investopedia's term guide to credit and debt will help you understand the vocabulary around how to manage your finances.

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What Is a Debit Balance in a Margin Account?
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Obligor: Def🐲inition, Responsibilities, Scenario𓆉s, and Types
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Over-Collateralization (OC꧙): Definition, Benefits, and Ex🦋amples 
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Fair Credit Billing Act 🏅(FCBA): How It Protects Consumer💯s
Margin Debt
Margin Debt: Definition, Ho𝓡w It 𒀰Works, and the Pros and Cons of Using It
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Per-Tran𓆏saction Fees:𒀰 Definition, Components, Typical Cost
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Default Probability: Definition for♕ Individuals & Companies
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Fully Indexed Interest Rate: What it Means, How ღit Works, FAQs
A man shopping online with a credit card.
ౠRevolving Account: What They Are, How They Work, Types
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Moody's Corporation: What It Does and How Its Credit Ratings Work
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What Is the Equal Credit Opportunity Act (ECOA)?
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Primary Account Hold🏅er: Definition, Examples, vs♏. Secondary
Vault
What Is a Triggering Term in Advertising? D🐟efinition and Exam♛ples
W𒉰hat Notching Debt Means to Credit Rating Agencies
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Credi🍬t Utilization Ratio: Definition, Calculation, and How To Im⛄prove
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Rotating Savඣings and Credit🐻 Association (ROSCA): Definition
Man Holding Handful of Us $100 Bills
Sta𒅌ndby Line of Credit: Meaning, Purposes, Examples
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U😼🦋niform Consumer Credit Code (UCCC): Meaning and History
National Foundation for Credit Counseling (NFCC)
National Foundation for Credit Counseling (NFCC)
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Cut-Off Score: What It Is, How It Works, Signi𒅌ficance
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VantageScore: Meaning, Model, Components
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Utilization Fee: Definition🍃, Example, vs. Commitment Fee
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Ha🔴rd Inquir💙y: Definition, How It Works, Impact on Credit Score
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Maximum Loan-to-Value Rat🐭io: Definition, Formula, Examples
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Deficit Net Worth: What it Means, How i✱t Works, Example