🐽 What Is Personally Identifiable Information (PII)?

Personally identifiabl𓄧e information (PII) iꦬs information that, when used alone or with other relevant data, can identify an individual.

PII may contain direct identifiers (e.g., passport information) that can identify a person uniquely, or quasi-identifiers (e🉐.g., race) that can be combined with other quasi-identifiers (e.g., date of birth) to successfully recognize an individual.

Understanding Personally🎃 Identifiable Inform𒅌ation (PII)

Advancing technology platforms have changed the way businesses operate, governments ಞlegislate, and individuals relate. With digital tools like cellphones, the internet, ecommerce, and social media, there has been an explosion in the supply of all kinds of data.

Big data, as it is called, is being col🌄lected, analyzed, and processed by 🍨businesses and shared with other companies. The wealth of information provided by big data has enabled companies to gain insight into how to better interact with customers.

However, the emergence of big data has also increased the number of data breaches and cyberattacks by entities who realize the value of this information. As a result, concerns have been raised over how companies handle the sensitive information of their consumers. Regulatory bodies are seeking new laws to 澳洲幸运5开奖号码历史查询:protect the data of consumersဣ, while users are looking for more anonymous ways to stay digital.

Sensitive vs. Nonsensitive PII

Sensitive PII

Personally identifiable information (PII) can be sensitive or nonsen🌟sitive. S🍌ensitive personal information includes legal statistics such as:

• Full name
• 澳洲幸运5开奖号码历史查询:Social Security number (SSN)
• Driver’s license
• Mailing address
• Credit card information
• Passport information
• Financial information
• Medical records

The above list is by no means exhaustive.

Companies that share data about their clients normally use 澳洲幸运5开奖号码历史查询:anonymization techniques to encrypt and obfuscate the PII, so it is received in a form that is nꦯot personally identifiable. An insurance company that shares its clients’ information with a marketing company 🔴will mask the sensitive PII included in the data and leave only information related to the marketing company’s goal.

Nonsensitive PII

Nonsensitive or indirect PII is easily accessible from public sources like phone books, the internetꦑ, and corporate directories. Examples of non🦩sensitive or indirect PII include:

• ZIP code
• Race
• Gender
• Date of birth
• Place of birth
• Religion

The above list contains quasi-identiཧfiers and examples of nonsensitive information that can be re🌠leased to the public. This type of information cannot be used alone to determine an individual’s identity.

However, nonsensitive information—although not delicate—is linkable. This means that nonsensitive data, when used with other personal linkable information, can reveal the identity of an individual. 澳洲幸运5开奖号码历史查询:De-anonymization and re-identification techniques tend to be successful when multiple sets of quasi-identifiers are pieced together anꦆd can be used to distinguish one person from another.

Safeguarding PII

Multiple data protection laws have been adopted by various countries to create guidelines for companies that gather, store, and share the personal information of clients. Some of the basic principles outlined by these laws state that some sensitive information should not be collected unless for extreme situations.

Also, regulatory guidelines stipulate that data should be deleted if no longer needed for its stated purpose, and personal information should not be shared with sources that cannot guarantee its protection.

Cybercriminals breach data systems to access PII and then sell it to willing buyers in underground digital marketplaces. For example, in 2015, the Internal Revenue Service (IRS) suffered a data breach leading to the theft of more than 100,000 taxpayers’ PII.

Using quasi-information stolen from multiple sources, the perpetrators were able to access an IRS website application by answering persoཧnal verification questions that should have been privy to the taxpayers only.

How PII Is Stolen

Many thieves find PII of unsuspecting victims by digging through their trash for unopened mail. This can provide them with a person’s name and address. In some cases, it can alsoꦰ reveal information about their employment, banking relationships, or even their Social ꩵSecurity numbers.

Nowadays, the internet has become a major vector for identity theft. Phishing and 澳洲幸运5开奖号码历史查询:social engineering attacks use a deceptive-looking website or email to trick someone into revealing key information, such as their na🔥me, bank account numbers, passwords, or Social Security number. It is also possible to steal this information through deceptive phone calls or SMS messages.

Tips on Protecting PII

While it is not possible to fully protect yourself, you can make yourself a smaller target by reducing the opportunities to steal your PII. Experian, one o🌃f the top three credit agencies, lists several steps that you can take to reduce your surface area.

For example, a locked mailbox or P.O. box makes it harder for thieves to steal your mail, and removing personal identification from junk mail and other documents makes it harder for identity thieves to associate a name with an address. Also, avoid carrying more PII than you need—there’s no reason to keep your Social Security card in your wallet.

Likewise, there are some steps you can take to prevent 澳洲幸运5开奖号码历史查询:online identity theft. Data leaks are a major source of identity theft, so it is important to use a different, complex password for each online account. Always encrypt your important data, and use a password for each phone or device. It is also a good idea to reformat your hard drive whenever you sell or donate a computer.

PII Around the World

The definition of what comprises PII differs depending on where you live i𒆙n the world. The following are the privacy regimes in specific jurisdictions:

United States

In the United States, the government defined “personally identifiable” in 2020 as anything that can “be used to distinguish or trace an individual’s identity,” such as name, SSN, and biometrics information; either alone or with other identifiers such as date of birth or place of birth.

Europe

In the 澳洲幸运5开奖号码历史查询:European Union (EU), the definition expands to include quasi-identifiers as outlined in the 澳洲幸运5开奖号码历史查询:Geꦦneral Data Protection Regulaꦜtion (GDPR) that went into effect in May 2018. The GDPR is a legal framework that sets rules for collecting and processing personal information for those residing in the EU.

Australia

Personal information is protected by the Privacy Act 1988. This law regulates the collection, storage, use, and disclosure of personal information, whether by the federal government or private entities. Later amendments regulate the use of healthcare identifiers and establish the obligations of entities that suffer from a data breach.

Canada

The Personal Information Protection and Electronic Documents Act regulates the use of personal information for commercial use. This is defined as information that, on its own or combined with other data, can identify you as an individual.

Personally Identifiable Information vs. Person🍌al Data

Personal data encompasses a broader range of contexts than PII—for instance, your IP address, device ID numbers, browser cookies, online aliases, or genetic data. Certain attributes such as religion, ethnicity, sexual orientation, or medical history may be classified as personal data, but not personally identifiable information.

PII Breaches

There have been many instances where customer PII has been stolen from companies🥀. O🐲ften, this has resulted in hefty fines.

The biggest fine on record, as of October 2023, was handed to Didi Global. The Chinese ride-hailing company was fined 8.026 billion yuan ($1.1 billion) by the Cyberspace Administration of China for breaching the nation’s network security law, data security law, and personal information protection law. Other recipients of big fines for failing to adequately protect personally identifiable information include Equifax, Amazon, and Meta.

Facebook-Cambridge Analytica Data Scandal

One of the most well-known cases belongs to Meta, or Facebook as it was then known. In the 2010s, the profiles of 30 million Facebook users were collected without their consent by an outside company called Cambridge Analytica. Cambridge Analytica got its data from Facebook through a researcher who worked at the University of Cambridge. The researcher built a Facebook app that was a personality quiz.

The app was designed to take the information from those who volunteered to give access to their data for the quiz. Unfortunately, the app collected not only the quiz takers’ data but also, because of a loophole in Facebook’s system, data from the friends and family members of the quiz takers.

As a result, over 50 million Facebook users had their data exposed to Cambridge Analytica without their consent. Although Facebook banned the sale of their data, Cambridge Analytica turned around and sold the data to be used for political consulting.

The data breach not only affected Facebook users but investors as well. In its first quarter (Q1) 2019 report, Facebook said it accrued $3 billion in legal expenses, which it claimed squeezed its operating margin by 20 percentage points and lowered its 澳洲幸运5开奖号码历史查询:earnings per share by $1.04.

That was just the start. In the years that followed, the company continued to rack up expenses and paid billions of dollars in fines. The data breach also tarnished its reputation and led some users to stop using the social network website.

The Bottom Line

Personally identifiable information (PII) is any type of data that can be used to identify someone, from their name and address to their phone number, passport information, and Social Security numbers. This information is frequently a target for identity thieves, especially over the internet. For that reason, it is essential for companies and government agencies to keep their databases secure.