A growing number of Americans are falling behind on car loan payments as loan sizes and 澳洲幸运5开奖号码历史查询:student debt repayme𒉰nt pressures rise.

Auto loan credit 澳洲幸运5开奖号码历史查询:delinquencies climbed in February from a year ago, according to a report Thursday by credit-scoring firm VantageScore, using data from the 澳洲幸运5开奖号码历史查询:"Big Three" credit bureaus. Delinquencies were above pre-pandemic levels across all "days past due" categories tracked, as average loan balances swelled byꦜ more than $400 from a year ago, VantageScore said.

The shift came amid what VantageScore called a "sharp" rise in late-stage delinquencies, or those that are over 90 days past due, across different types of loans, including student loans. Overall, late-stage delinquencies were up 25 澳洲幸运5开奖号码历史查询:basis points month-over-ꦓmonth to 0.45%, which VantageScore said was "driven mainly by student loan reporting."

As lat🎐e-stage delinquencies rose, VantageScore said the average credit score dropped to 701, after remaining at 702 for 11 months.

"It's unusual to see a [score] decline of this size, and we attribute the change to the increased demands of car loan balances and student debt repayment,” said Susan Fahy, executive vice president and chief digital officer at VantageScore. 

If you 澳洲幸运5开奖号码历史查询:miss a car payment, you could be hit with late fees, get a ding on your credit score, or face repossession.