Shares of Affirm Holdings (AFRM) are tumbling 13% Friday, a day after the provider of 澳洲幸运5开奖号码历史查询:buy now, pay later (BNPL) loans issued a disappointing current-quarter revenue outlook.

Affirm sees fiscal fourth-quarter revenue between $815 million and $845 milli♌on, with the mꦓidpoint below the Visible Alpha consensus estimate of $843.9 million.

The San Francisco-based company's third-quarter revenue of $783.1 million also came up short. However, Affirm reported profit of a penny per share when a loss of 2 cents per share was expected, and gross merchandise volume that soared 36% year-over-year to $8.6 billion also surpassed projections.

Asked in a CNBC interview Friday morning about the strength of the consumer, Affirm CEO Max Levchin said, "It's pretty good. I think there's a real inconsistency in the vibe, where people are stressed out about the economy yet they're shopping, they're buying, and they're paying their bills—at least they're paying their bills back to us on time."

Affirm shares have lost nearly a quarter of their value this year.